Rider information:

Age at entry:	5-60
Term:	5-47 years and not to exceed the premium term of the base contract.

Rider benefits:
This rider provides additional benefits in the event of accidental death or disablement as follows:
Accidental Death and Disability Benefits: a percentage of the Sum Insured is payable on the accidental death or disability of the Life Insured of this rider. The attached Schedule of Events and Benefits provides a full description of the benefits payable.
Double Indemnity: 200% of the Sum Insured is payable on the accidental death of the Life Insured of this rider as follows:
- The Life Insured is a fare-paying passenger in public road or air transportation on regularly scheduled and identified route such as bus, metro, train and civil flight, excepted taxi or any rented means used for purpose of personal transport.
- The Life Insured is in an elevator for transport (not elevators in mines or construction field area).
- Direct consequence of fire of public buildings such as: theatre, cinema, meeting hall, hotel, school, hospital and sport centers.
- Accidental Hospital Income Benefit: An amount of 50,000 VND is payable per each day of hospital confinement due to accident.

SCHEDULE OF EVENT AND BENEFIT
(as a percentage of the Enhanced Accidental Death and Disability Sum Insured)

Note:
"Total and Permanent Disablement" means disablement of the Life Insured caused by Injury which results in the complete incapacity of the Life Insured for an uninterrupted period of 6 months and which, in our opinion after consideration of medical evidence satisfactory to us, will prevent the Life Insured from ever again engaging in any gainful occupation.