Enjoy your retirement your way

Life is about the way you see it. Treat your life after retirement as the best time of your life and it will surely be. Just think about the day when work does not bother you any more and every unrealized dream now can be fulfilled. Take a dream holiday to unexplored cultures, watch your grandchildren grow, take up a hobby as your full-time job, there are many things to experience and enjoy.

It is the time to sit back, relax and enjoy the sweet fruits that you grew during many years of hard work.
You don’t have to be a billionaire to achieve all of these rewards. Neither do you need to count the years until you’re 55 or 60 to retire.

Enjoy your retirement your way with Dai-ichi Vietname’s Retirement Plan.

Why have a Retirement Plan?

It helps you to save regularly . This life insurance plan helps you to focus on saving consistently towards your dream retirement years. With the added discipline of regular premium payments you are able save consistently and avoid the temptations of withdrawing money easily which is often associated with saving in a bank. This is demonstrated in the following chart .

The lump sum amount of money that you are targeting to be available for your future retirement is known as the sum assured and is guaranteed to be paid at maturity. This plan will also allow you to share in the company’s profit in the form of annual dividends after the policy has been in force for 2 years. If you leave the annual dividends with the company, you will also earn interest at rates determined by the Company from time to time.

Finally life insurance benefits are payable under the policy in the event of terminal illness or early death.

In addition, you can choose to purchase some other riders to give you peace of mind against various risks of life.

Put your worries away

Most of our existing clients have chosen to purchase the following riders:
The Enhanced Accidental Death and Disablement benefit, provides an extensive cover against accidental death and disability. In addition to a certain amount payable in accordance with the level of disability, you will also get a fixed allowance of VND 50,000 for each day in hospital following such an accident.
Total Permanent Disability, which pays off (or part of) your savings target should this misfortune strike.

Are there any other risks you want to be insured against?

Perhaps you are afraid that …	Recommended products
Your family will need to pay off a big debt should you leave them too soon, but you cannot afford to invest a lot in this savings plan.	Term Insurance
As you get older, you are very likely to suffer from one of the 35 critical illnesses such as cancer, heart-attack or chronic liver disease …	Critical Illness Insurance
As a young lady, you may need various funds available for treatment of other critical illnesses, perhaps regular medical check-ups, coverage for pregnancy complications or congenital abnormalities at child birth.	Lady rider

The above content is intended as a general product summary for reference only. Please refer to the policy quotation for further details regarding the terms and conditions.

How long does an insurance contract last?

It depends on when you want to retire. You can choose any time between age 35 to age 65, provided that the term is at least 5 years. The longer your investment plan, the more you can save.

How much are you expected to invest regularly?

You can decide how much you will invest and the frequency of your investment subject to the following minimums:

Monthly	VND 300,000
Quarterly	VND 450,000
Half-yearly	VND 800,000
Yearly	VND 1,500,000

Also, your target retirement fund or policy sum insured will need to be at least VND 15,000,000 and discounts are available for large premiums.

Are you eligible for this insurance plan?

This plan is available to everyone up to 60 years last birthday with good health. The younger you start, the lower the premium and the more you will be able to save.

Start planning for your dream retirement with Dai-ichi Vietnam now

• When do you want to retire?
• How much do you want your family to receive should you pass away? This should be around 48 to 60 months of your regular income for them to maintain a similar standard of living.
• What kinds of risks do you want to be protected against?
• How much are you prepared to save regularly for these needs? E.g. 10% of your regular income.
• Prioritize your savings goals, and our professional Financial Consultants will help you to design the most effective plan to make them come true.

Contact information

If you would like to know more, please talk to our Consultant, or contact our nearest Sales Office.