You must be at a stage where you are having too many roles in your family. Having a family is a big responsibility. You may find yourself a nurturing parent, a dutiful caregiver to elders and supportive life partners at the same time. Taking care of everybody at the same time is not an easy thing. Especially when it comes to longer-term savings and protection needs. They can also be expensive. Especially, if you set up a plan for every member of the family.

Now with Dai-ichi Vietnam you can have a policy that covers you, your spouse, children and perhaps even your parents all under one policy.

Suppose you take out our Family Lifestyle Plan and become the policy owner. As the policy-owner, your spouse, children, parents and yourself (up to 10 persons in your family) can have life insurance coverage and available rider benefits on the same policy.

In addition our Family Lifestyle Plan also has the savings component available for a long-term need in the future.

An added bonus – money along the way
Savings for long term needs such as our children’s education or a happy worry free retirement are important; however, we still need cash along the way i.e.: to buy electric appliances, to take the whole family to some scenic spots...etc. You do not need to wait until the plan expires to have the money, a great benefit of this plan is that it pays out a regular amount of cash to fund interim needs.

So under one plan the protection needs of the family are taken care of and an amount is also set aside for a longer- term savings goal such as children’s education, a special purpose or perhaps retirement. Also, you will receive cash along the way.

Family lifestyle plan benefits:
The plan offers a guaranteed insured amount payable when the policy expires. You will receive annual dividends from the second year of the policy onwards and when the policy expires, an additional final dividend may be paid to you.
This plan also pays out regular cash every three years. This amount is 15% of the insured amount and can be used to buy things your family needs.
Regular cash payments do not affect the guaranteed insured amount and are paid in addition to the guarantee.
Your plan also gives you flexibility: you can opt to take home the regular cash payments when they are paid or leave them with the company to earn interest and then get a larger amount at maturity – it is up to you!

	Accidental Death and Disability Benefits (available to member of the family above 18 years of age)
	Term Insurance (available to member of the family above 18 years of age)
	Term Insurance combined with Disability Waiver of Premium Benefit (available only to the life insured of the base plan)
	Enhanced Accidental Death and Disablement (This benefit is available to children from 5 years of age and of course other adult members of the family) Note: Where children under the age of 18 are to be insured under this Enhanced Accidental and Disablement Benefit, then all children in the family must be insured for the same amount.
	Critical Illness (combined with Term Insurance) (available to member of the family above 18 years of age)
	Female Insurance (combined with Term Insurance) (available to member of the family above 18 years of age)

More Information

If you would like to know more, please talk to our Consultant, or contact our nearest Sales Office and you will see how easy it is to make life better for your family.

Or if you would like to contact us direct regarding the purchase of any of our products or services, please contact our Customer Services Department at our Ho Chi Minh City Head Office.

The above content is intended as a general product summary for reference only. Please refer to the policy for exact terms and conditions.