Are you saving for a big plan?

Tuan planned to trade up his bike to a car in 5 years. He kept his money at home and in the bank.

After 5 years, he found himself owning a better motorbike, a mobile phone, a hifi complex, 2 DVD players and lots and lots of other minor items, but not the car he wanted.
Well, that’s still quite good, you could say. But had Tuan followed a more disciplined savings plan, his big goal would have been achieved.

You may not plan to buy a car. You may be planning to buy a house, organize a grand wedding, take a dream overseas trip, or open your own business. Whatever the goal is, our Target Savings Plan will make it happen.

Why Target Savings Plan?

It helps you to save regularly . This life insurance contract helps you to focus on your savings goals and bring you away from trivial spending temptations. This is demonstrated in the following chart.

Your savings target, which is known as the sum assured, is guaranteed to be paid at maturity. This plan will also allow you share in the company’s operating profit under the form of annual dividends after the policy has been in force for 2 years. If you leave the annual dividends with the company, you will also earn interest at such rates as may be determined by the Company from time to time.

Also, a big sum of money will be available to you and your family should you suffer from a terminal illness or pass away before your dream is realized.

In addition, you can choose to purchase some other riders to give you peace of mind against various risks of life.

Put your worries away

Most of our existing clients have chosen to purchase the following riders:
The Enhanced ADD, which provides an extensive cover against accidental death and disability. In addition to a certain amount payable in accordance with the level of disability, you will also get a fixed allowance of VND 50,000 for each day in hospital following such an accident.
Total Permanent Disability , which pays off (or part of) your savings target should this misfortune strike.

Are there any other risks you want to be insured against?

Perhaps you are afraid that …	Recommended products
Your family will need to pay off a big debt should you leave them too soon, but you cannot afford to invest a lot in this savings plan.	Term Insurance
As you get older, you are very likely to suffer from one of the 35 critical illnesses such as cancer, heart-attack or chronic liver disease …	Critical Illness Insurance
As a young lady, you may need various funds available for treatment of other critical illnesses, perhaps regular medical check-ups, coverage for pregnancy complications or congenital abnormalities at child birth.	Lady rider

The above content is intended as a general product summary for reference only. Please refer to the policy quotation for further details regarding the terms and conditions.

How long does an insurance contract last?

It depends on your savings plan. You can choose any time between 5 to 47 years. The longer your investment plan, the more you can save.

How much are you expected to invest regularly?

You can decide how much you will invest and the frequency of your investment subject to the following minimums:

Monthly	VND 300,000
Quarterly	VND 450,000
Half -yearly	VND 800,000
Yearly	VND 1,500,000

Also, your savings target or sum insured will need to be at least VND 15,000,000 and discounts are available for large premiums.

Are you eligible for this insurance plan?

This plan is available to everyone up to 60 years last birthday with good health. The younger you start, the lower the premium.

Start planning for your big goals with Dai-ichi Vietnam now

• What do you want to achieve by age of 30, 35, 40 or 45? E.g. a house, a car or a business, etc
• How much do you want your family to receive should you pass away? This should be around 48 to 60 months of your regular income for them to maintain a similar standard of living.
• What kinds of risks do you want to be protected against?
• How much are you prepared to save regularly for these needs? E.g. 10% of your regular income
• Prioritize your savings goals, and our professional Financial Consultants will help you to design the most effective plan to make them come true.

Contact information

If you would like to know more, please talk to our Consultant, or contact our nearest Sales Office.